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ATM Services & Solutions
Pemco Technologies gives you the control and information you need to manage a successful ATM program. We connect with the major networks and gateways for coast-to-coast ATM and PIN-secured POS debit access. Pemco offers bundled network and ATM services at a substantial savings.- Native mode, full-support ATM driving. We can drive virtually all types of ATM devices, supporting a full range of media and transaction types.
- PIN-based debit transaction processing.
- The simplicity of a single point source for settlement, reconciliation, and adjustments.
- Gateway access to regional and national networks including Alaska Option Network, American Express, Cirrus, CO-OP, Credit Union 24, Discover, MasterCard/Maestro, NYCE, Plus, Pulse, Quest EBT, STAR, and Visa.
- Membership access to one of the largest surcharge-free networks (50,000 ATMs) through Credit Union 24. CU24 offers more than 100,000 ATMs at convenient locations.
- Membership access to the one of the largest credit union owned POS networks. CU24 POS locations include Wal-Mart, Walgreens, 7-Eleven, Texaco, Home Depot, Lowes, KFC, Target, Sears, and many more.
- Web-based network and transaction monitoring.
- Intercept processing support.
- Exception processing. ATM/POS transaction adjustments can be handled by us on a fee-per-occurrence basis or you can handle them directly.
- Risk management. Services include 24-hour monitoring by fraud analysts; PRISM neural network detection; a wide array of flexible account/BIN limit settings; and Web-based risk-management reports.
- Reduced gateway and issuer transaction fees. Customers do not need to pay a regional network for switching to a national network. We also give issuers least-cost routing for transactions, no matter whose ATM is used.
- Stand-in authorization. Pemco stands in if the link to your financial institution is unavailable or if an authorization request isn't returned from the issuer within five seconds.
- Card and PIN management. Card issuing is an easy process and cardholder selected PINs are supported.
- ATM conversion/implementation. To smoothly coordinate changes, we work closely with your current processor, your data processor, and ATM provider.
- MasterCard and Visa International certified card personalization and PIN generation.
- CISP and PCI compliant.
Get our ATM Services (PDF)
brochure.